How can you start making money?

This is the first question everyone asks, but there are some precursor questions that should be answered first:

• Do you have the time to invest (perhaps as much as four hours per week)?
• Can you capture images other then your immediate surroundings?
• Will friends and family be willing to sign model release forms?
• Is your camera of high enough quality?
• Do you know how to properly edit a photograph?
• Will you be able to associate keywords to go along with your photo?
• Will you be willing to invest more into gear and cameras?
• Can you be objective with yourself?
• How well do you handle rejection?
• Are you willing to invest time to learn continually?